Home Reno Loans

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

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Home Reno Loans

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Subject to lending criteria and suitability checks.
Terms and fees apply.

Need to borrow money?

Fast Small Loans, for a quick reno.

We often encounter challenging situations where a quick cash loan is necessary. Whether it’s a $400 loan for an unexpected expense or a $4000 loan to cover urgent rent payments, we’ve got you covered. Thankfully, we have a solution for you. We offer quick cash loans that provide you with the funds you need right away. Additionally, you might need money for small home renovations, such as fixing a leaky roof, upgrading outdated plumbing, or repairing damaged flooring. Whatever the reason, our loans can help you tackle these urgent home improvement projects without delay.

Subject to lending criteria and suitability checks. Terms and fees apply. Loans between $300 and $5,000.Payment made within 1 hour for contracts approved and accepted by 2pm AEST on business days. Subject to your Financial Institution.

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

HOW IT WORKS

The first step is to complete the easy online application. There aren’t as many steps as you think! Plus it’s automated to supply your information. With your permission of course!
The second step is automated through our intelligent software that can give you a decision in a mere matter of minutes! We think that’s pretty fast!
The third and final step could see your loan, sitting in your bank account, ready to use. Now that’s a simple process!

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Subject to lending criteria and suitability checks.
Terms and fees apply.

Here are some reasons and examples of why you might need a home renovation loan:

  1. Emergency Repairs:

    • Example: Your roof starts leaking during a heavy rainstorm, causing water damage to your ceiling and walls. A home renovation loan can help cover the cost of emergency repairs to prevent further damage and maintain the structural integrity of your home.
  2. Aesthetic Enhancements:

    • Example: You want to update the outdated kitchen in your home to increase its value and improve its appearance. A renovation loan can provide the funds needed to install new cabinets, countertops, and appliances, giving your kitchen a modern and stylish look.
  3. Functional Improvements:

    • Example: Your bathroom layout is inefficient, and you’ve been dreaming of a more spacious and functional design. With a renovation loan, you can remodel your bathroom to include features like a larger shower, additional storage, or a double vanity, enhancing both the comfort and usability of the space.
  4. Energy Efficiency Upgrades:

    • Example: Your home’s energy bills are skyrocketing due to poor insulation and outdated windows. By using a renovation loan to upgrade insulation, replace windows with energy-efficient models, and install solar panels, you can significantly reduce your energy consumption and save money in the long run.
  5. Accessibility Modifications:

    • Example: You or a family member has mobility issues, and your home needs modifications to improve accessibility. A renovation loan can finance the installation of ramps, handrails, and other accessibility features to make your home safer and more comfortable for everyone.
  6. Structural Repairs:

    • Example: Your home’s foundation has developed cracks, causing instability and potential safety hazards. With a renovation loan, you can hire professionals to repair the foundation and address any structural issues, ensuring the long-term stability and safety of your home.
  7. Outdoor Living Spaces:

    • Example: You want to create an outdoor oasis in your backyard with a new deck, patio, or landscaping features. A renovation loan can fund the construction of these outdoor living spaces, allowing you to enjoy your outdoor area for relaxing, entertaining, and spending time with family and friends.

Regardless of the reason for your home renovation, a renovation loan can provide the financial support you need to turn your renovation dreams into reality while adding value and comfort to your home.

Contact Us

if you have any question please don’t hesitate to contact us

    FEE & CHARGES

    Fees and charges are made crystal clear so you’re always Ready in a Flash!

    Mini Flash Loan Fee

    (If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply

    Loan Fees And Charge

    Establishment Fee Payable once off per loan 20% of principal
    Monthly Loan Fee Where there is an outstanding debt balance, charged per month of part thereof 4% of principal per month

    Fees that may apply

    Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable $20.00
    Default Fee Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default $5.00

    Super Flash Loan Fees

    (If the principal amount you borrow in between $2,001 and $5,000) You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply

    Loan Fees And Charge

    Establishment Fee Payable once off per loan $400.00
    Interest Rate This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan 47.6185% p.a.
    Comparison rate* 65.6597% p.a.

    Fees that may apply

    Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost $20.00
    Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs $20.00

    Warning about borrowing

    Do you really need a loan today?

    It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
    The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
    * This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
    Subject to lending criteria and suitability checks.
    Terms and fees apply.
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